LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,779
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,390
−HK$1,636/mo
Today · 4.125%
HK$55,026
baseline
▲ 0.50% · 4.625%
HK$58,375
+HK$3,349/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$110,052/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,604
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,149
−HK$1,567/mo
Today · 4.125%
HK$60,716
baseline
▲ 0.50% · 4.625%
HK$63,917
+HK$3,201/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,432/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,135
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,068
−HK$1,964/mo
Today · 4.125%
HK$66,032
baseline
▲ 0.50% · 4.625%
HK$70,050
+HK$4,018/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$132,064/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,125
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,979
−HK$1,881/mo
Today · 4.125%
HK$72,860
baseline
▲ 0.50% · 4.625%
HK$76,700
+HK$3,840/mo
Deposit HK$9.08M · loan HK$13.62M · min. income ≈ HK$145,720/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,491
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$74,746
−HK$2,291/mo
Today · 4.125%
HK$77,037
baseline
▲ 0.50% · 4.625%
HK$81,725
+HK$4,688/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$154,074/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,646
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$82,809
−HK$2,194/mo
Today · 4.125%
HK$85,003
baseline
▲ 0.50% · 4.625%
HK$89,483
+HK$4,480/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$170,006/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,203
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$96,102
−HK$2,946/mo
Today · 4.125%
HK$99,048
baseline
▲ 0.50% · 4.625%
HK$105,074
+HK$6,026/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$198,096/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,687
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$106,468
−HK$2,821/mo
Today · 4.125%
HK$109,289
baseline
▲ 0.50% · 4.625%
HK$115,050
+HK$5,761/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$218,578/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,079 · Scale 2, in force from 26 Feb 2026)