LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,782
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,393
−HK$1,636/mo
Today · 4.125%
HK$55,029
baseline
▲ 0.50% · 4.625%
HK$58,378
+HK$3,349/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$110,058/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,607
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,152
−HK$1,567/mo
Today · 4.125%
HK$60,719
baseline
▲ 0.50% · 4.625%
HK$63,920
+HK$3,201/mo
Deposit HK$11.35M · loan HK$11.35M · min. income ≈ HK$121,438/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,139
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,071
−HK$1,964/mo
Today · 4.125%
HK$66,035
baseline
▲ 0.50% · 4.625%
HK$70,053
+HK$4,018/mo
Deposit HK$9.08M · loan HK$13.63M · min. income ≈ HK$132,070/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,128
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,982
−HK$1,881/mo
Today · 4.125%
HK$72,863
baseline
▲ 0.50% · 4.625%
HK$76,704
+HK$3,841/mo
Deposit HK$9.08M · loan HK$13.63M · min. income ≈ HK$145,726/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,495
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$74,750
−HK$2,291/mo
Today · 4.125%
HK$77,041
baseline
▲ 0.50% · 4.625%
HK$81,729
+HK$4,688/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$154,082/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,650
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$82,813
−HK$2,194/mo
Today · 4.125%
HK$85,007
baseline
▲ 0.50% · 4.625%
HK$89,488
+HK$4,481/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$170,014/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,208
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$96,107
−HK$2,946/mo
Today · 4.125%
HK$99,053
baseline
▲ 0.50% · 4.625%
HK$105,080
+HK$6,027/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$198,106/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,693
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$106,474
−HK$2,821/mo
Today · 4.125%
HK$109,295
baseline
▲ 0.50% · 4.625%
HK$115,056
+HK$5,761/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$218,590/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,128 · Scale 2, in force from 26 Feb 2026)