LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,785
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,395
−HK$1,637/mo
Today · 4.125%
HK$55,032
baseline
▲ 0.50% · 4.625%
HK$58,381
+HK$3,349/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,064/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,610
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,155
−HK$1,567/mo
Today · 4.125%
HK$60,722
baseline
▲ 0.50% · 4.625%
HK$63,923
+HK$3,201/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,444/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,142
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,075
−HK$1,963/mo
Today · 4.125%
HK$66,038
baseline
▲ 0.50% · 4.625%
HK$70,057
+HK$4,019/mo
Deposit HK$9.08M · loan HK$13.63M · min. income ≈ HK$132,076/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,132
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,986
−HK$1,881/mo
Today · 4.125%
HK$72,867
baseline
▲ 0.50% · 4.625%
HK$76,708
+HK$3,841/mo
Deposit HK$9.08M · loan HK$13.63M · min. income ≈ HK$145,734/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,499
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$74,754
−HK$2,291/mo
Today · 4.125%
HK$77,045
baseline
▲ 0.50% · 4.625%
HK$81,733
+HK$4,688/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$154,090/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,654
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$82,817
−HK$2,194/mo
Today · 4.125%
HK$85,011
baseline
▲ 0.50% · 4.625%
HK$89,492
+HK$4,481/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$170,022/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,212
−HK$5,846/mo
▼ 0.25% · 3.875%
HK$96,112
−HK$2,946/mo
Today · 4.125%
HK$99,058
baseline
▲ 0.50% · 4.625%
HK$105,085
+HK$6,027/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$198,116/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,698
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$106,479
−HK$2,821/mo
Today · 4.125%
HK$109,300
baseline
▲ 0.50% · 4.625%
HK$115,062
+HK$5,762/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$218,600/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,176 · Scale 2, in force from 26 Feb 2026)