LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,786
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,397
−HK$1,637/mo
Today · 4.125%
HK$55,034
baseline
▲ 0.50% · 4.625%
HK$58,382
+HK$3,348/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,068/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,612
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,157
−HK$1,567/mo
Today · 4.125%
HK$60,724
baseline
▲ 0.50% · 4.625%
HK$63,925
+HK$3,201/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,448/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,143
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,076
−HK$1,964/mo
Today · 4.125%
HK$66,040
baseline
▲ 0.50% · 4.625%
HK$70,059
+HK$4,019/mo
Deposit HK$9.08M · loan HK$13.63M · min. income ≈ HK$132,080/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,134
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,988
−HK$1,881/mo
Today · 4.125%
HK$72,869
baseline
▲ 0.50% · 4.625%
HK$76,710
+HK$3,841/mo
Deposit HK$9.08M · loan HK$13.63M · min. income ≈ HK$145,738/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,501
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$74,756
−HK$2,291/mo
Today · 4.125%
HK$77,047
baseline
▲ 0.50% · 4.625%
HK$81,735
+HK$4,688/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$154,094/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,656
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$82,819
−HK$2,195/mo
Today · 4.125%
HK$85,014
baseline
▲ 0.50% · 4.625%
HK$89,495
+HK$4,481/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$170,028/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,215
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$96,115
−HK$2,945/mo
Today · 4.125%
HK$99,060
baseline
▲ 0.50% · 4.625%
HK$105,088
+HK$6,028/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$198,120/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,701
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$106,482
−HK$2,821/mo
Today · 4.125%
HK$109,303
baseline
▲ 0.50% · 4.625%
HK$115,065
+HK$5,762/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$218,606/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,203 · Scale 2, in force from 26 Feb 2026)