LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,787
−HK$3,247/mo
▼ 0.25% · 3.875%
HK$53,398
−HK$1,636/mo
Today · 4.125%
HK$55,034
baseline
▲ 0.50% · 4.625%
HK$58,383
+HK$3,349/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,068/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,612
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,157
−HK$1,568/mo
Today · 4.125%
HK$60,725
baseline
▲ 0.50% · 4.625%
HK$63,926
+HK$3,201/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,450/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,144
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,077
−HK$1,964/mo
Today · 4.125%
HK$66,041
baseline
▲ 0.50% · 4.625%
HK$70,059
+HK$4,018/mo
Deposit HK$9.08M · loan HK$13.63M · min. income ≈ HK$132,082/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,135
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,989
−HK$1,881/mo
Today · 4.125%
HK$72,870
baseline
▲ 0.50% · 4.625%
HK$76,711
+HK$3,841/mo
Deposit HK$9.08M · loan HK$13.63M · min. income ≈ HK$145,740/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,501
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$74,757
−HK$2,291/mo
Today · 4.125%
HK$77,048
baseline
▲ 0.50% · 4.625%
HK$81,736
+HK$4,688/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$154,096/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,657
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$82,820
−HK$2,195/mo
Today · 4.125%
HK$85,015
baseline
▲ 0.50% · 4.625%
HK$89,496
+HK$4,481/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$170,030/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,216
−HK$5,846/mo
▼ 0.25% · 3.875%
HK$96,116
−HK$2,946/mo
Today · 4.125%
HK$99,062
baseline
▲ 0.50% · 4.625%
HK$105,089
+HK$6,027/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$198,124/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,702
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$106,483
−HK$2,822/mo
Today · 4.125%
HK$109,305
baseline
▲ 0.50% · 4.625%
HK$115,066
+HK$5,761/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$218,610/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,214 · Scale 2, in force from 26 Feb 2026)