LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,789
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,400
−HK$1,637/mo
Today · 4.125%
HK$55,037
baseline
▲ 0.50% · 4.625%
HK$58,385
+HK$3,348/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,074/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,615
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$59,160
−HK$1,567/mo
Today · 4.125%
HK$60,727
baseline
▲ 0.50% · 4.625%
HK$63,928
+HK$3,201/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,454/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,147
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,080
−HK$1,964/mo
Today · 4.125%
HK$66,044
baseline
▲ 0.50% · 4.625%
HK$70,063
+HK$4,019/mo
Deposit HK$9.08M · loan HK$13.63M · min. income ≈ HK$132,088/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,138
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,992
−HK$1,881/mo
Today · 4.125%
HK$72,873
baseline
▲ 0.50% · 4.625%
HK$76,714
+HK$3,841/mo
Deposit HK$9.08M · loan HK$13.63M · min. income ≈ HK$145,746/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,505
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$74,760
−HK$2,291/mo
Today · 4.125%
HK$77,051
baseline
▲ 0.50% · 4.625%
HK$81,740
+HK$4,689/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$154,102/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,661
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$82,824
−HK$2,194/mo
Today · 4.125%
HK$85,018
baseline
▲ 0.50% · 4.625%
HK$89,500
+HK$4,482/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$170,036/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,220
−HK$5,846/mo
▼ 0.25% · 3.875%
HK$96,120
−HK$2,946/mo
Today · 4.125%
HK$99,066
baseline
▲ 0.50% · 4.625%
HK$105,094
+HK$6,028/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$198,132/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,706
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$106,488
−HK$2,821/mo
Today · 4.125%
HK$109,309
baseline
▲ 0.50% · 4.625%
HK$115,071
+HK$5,762/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$218,618/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,256 · Scale 2, in force from 26 Feb 2026)