LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,793
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,404
−HK$1,637/mo
Today · 4.125%
HK$55,041
baseline
▲ 0.50% · 4.625%
HK$58,390
+HK$3,349/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,082/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,619
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,165
−HK$1,567/mo
Today · 4.125%
HK$60,732
baseline
▲ 0.50% · 4.625%
HK$63,933
+HK$3,201/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,464/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,152
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,085
−HK$1,964/mo
Today · 4.125%
HK$66,049
baseline
▲ 0.50% · 4.625%
HK$70,068
+HK$4,019/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$132,098/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,143
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$70,997
−HK$1,882/mo
Today · 4.125%
HK$72,879
baseline
▲ 0.50% · 4.625%
HK$76,720
+HK$3,841/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$145,758/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,510
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$74,766
−HK$2,291/mo
Today · 4.125%
HK$77,057
baseline
▲ 0.50% · 4.625%
HK$81,746
+HK$4,689/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$154,114/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,667
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$82,830
−HK$2,195/mo
Today · 4.125%
HK$85,025
baseline
▲ 0.50% · 4.625%
HK$89,507
+HK$4,482/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$170,050/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,227
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$96,127
−HK$2,947/mo
Today · 4.125%
HK$99,074
baseline
▲ 0.50% · 4.625%
HK$105,102
+HK$6,028/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$198,148/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,715
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$106,496
−HK$2,822/mo
Today · 4.125%
HK$109,318
baseline
▲ 0.50% · 4.625%
HK$115,080
+HK$5,762/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$218,636/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,332 · Scale 2, in force from 26 Feb 2026)