LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,794
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,406
−HK$1,636/mo
Today · 4.125%
HK$55,042
baseline
▲ 0.50% · 4.625%
HK$58,392
+HK$3,350/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,084/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,621
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,166
−HK$1,568/mo
Today · 4.125%
HK$60,734
baseline
▲ 0.50% · 4.625%
HK$63,935
+HK$3,201/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,468/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,153
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,087
−HK$1,964/mo
Today · 4.125%
HK$66,051
baseline
▲ 0.50% · 4.625%
HK$70,070
+HK$4,019/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$132,102/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,145
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$70,999
−HK$1,882/mo
Today · 4.125%
HK$72,881
baseline
▲ 0.50% · 4.625%
HK$76,722
+HK$3,841/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$145,762/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,512
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$74,768
−HK$2,291/mo
Today · 4.125%
HK$77,059
baseline
▲ 0.50% · 4.625%
HK$81,748
+HK$4,689/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$154,118/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,669
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$82,833
−HK$2,194/mo
Today · 4.125%
HK$85,027
baseline
▲ 0.50% · 4.625%
HK$89,509
+HK$4,482/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$170,054/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,230
−HK$5,846/mo
▼ 0.25% · 3.875%
HK$96,130
−HK$2,946/mo
Today · 4.125%
HK$99,076
baseline
▲ 0.50% · 4.625%
HK$105,105
+HK$6,029/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$198,152/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,718
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$106,499
−HK$2,822/mo
Today · 4.125%
HK$109,321
baseline
▲ 0.50% · 4.625%
HK$115,084
+HK$5,763/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$218,642/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,359 · Scale 2, in force from 26 Feb 2026)