LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,797
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,408
−HK$1,637/mo
Today · 4.125%
HK$55,045
baseline
▲ 0.50% · 4.625%
HK$58,395
+HK$3,350/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,090/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,624
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,169
−HK$1,568/mo
Today · 4.125%
HK$60,737
baseline
▲ 0.50% · 4.625%
HK$63,938
+HK$3,201/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,474/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,156
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,090
−HK$1,964/mo
Today · 4.125%
HK$66,054
baseline
▲ 0.50% · 4.625%
HK$70,073
+HK$4,019/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$132,108/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,148
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,003
−HK$1,881/mo
Today · 4.125%
HK$72,884
baseline
▲ 0.50% · 4.625%
HK$76,726
+HK$3,842/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$145,768/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,516
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$74,771
−HK$2,292/mo
Today · 4.125%
HK$77,063
baseline
▲ 0.50% · 4.625%
HK$81,752
+HK$4,689/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$154,126/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,673
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$82,837
−HK$2,195/mo
Today · 4.125%
HK$85,032
baseline
▲ 0.50% · 4.625%
HK$89,514
+HK$4,482/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$170,064/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,235
−HK$5,846/mo
▼ 0.25% · 3.875%
HK$96,135
−HK$2,946/mo
Today · 4.125%
HK$99,081
baseline
▲ 0.50% · 4.625%
HK$105,110
+HK$6,029/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$198,162/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,723
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$106,504
−HK$2,822/mo
Today · 4.125%
HK$109,326
baseline
▲ 0.50% · 4.625%
HK$115,089
+HK$5,763/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$218,652/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,407 · Scale 2, in force from 26 Feb 2026)