LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,798
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,410
−HK$1,637/mo
Today · 4.125%
HK$55,047
baseline
▲ 0.50% · 4.625%
HK$58,396
+HK$3,349/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,094/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,625
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,171
−HK$1,568/mo
Today · 4.125%
HK$60,739
baseline
▲ 0.50% · 4.625%
HK$63,940
+HK$3,201/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,478/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,158
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,092
−HK$1,964/mo
Today · 4.125%
HK$66,056
baseline
▲ 0.50% · 4.625%
HK$70,075
+HK$4,019/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$132,112/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,150
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,005
−HK$1,881/mo
Today · 4.125%
HK$72,886
baseline
▲ 0.50% · 4.625%
HK$76,728
+HK$3,842/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$145,772/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,518
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$74,774
−HK$2,291/mo
Today · 4.125%
HK$77,065
baseline
▲ 0.50% · 4.625%
HK$81,755
+HK$4,690/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$154,130/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,675
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$82,839
−HK$2,195/mo
Today · 4.125%
HK$85,034
baseline
▲ 0.50% · 4.625%
HK$89,516
+HK$4,482/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$170,068/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,237
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$96,137
−HK$2,947/mo
Today · 4.125%
HK$99,084
baseline
▲ 0.50% · 4.625%
HK$105,113
+HK$6,029/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$198,168/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,725
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$106,507
−HK$2,822/mo
Today · 4.125%
HK$109,329
baseline
▲ 0.50% · 4.625%
HK$115,092
+HK$5,763/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$218,658/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,433 · Scale 2, in force from 26 Feb 2026)