LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,800
−HK$3,248/mo
▼ 0.25% · 3.875%
HK$53,411
−HK$1,637/mo
Today · 4.125%
HK$55,048
baseline
▲ 0.50% · 4.625%
HK$58,397
+HK$3,349/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,096/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,627
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$59,172
−HK$1,568/mo
Today · 4.125%
HK$60,740
baseline
▲ 0.50% · 4.625%
HK$63,942
+HK$3,202/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,480/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,160
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,093
−HK$1,965/mo
Today · 4.125%
HK$66,058
baseline
▲ 0.50% · 4.625%
HK$70,077
+HK$4,019/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$132,116/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,152
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,007
−HK$1,881/mo
Today · 4.125%
HK$72,888
baseline
▲ 0.50% · 4.625%
HK$76,730
+HK$3,842/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$145,776/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,519
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$74,775
−HK$2,292/mo
Today · 4.125%
HK$77,067
baseline
▲ 0.50% · 4.625%
HK$81,756
+HK$4,689/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$154,134/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,677
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$82,841
−HK$2,195/mo
Today · 4.125%
HK$85,036
baseline
▲ 0.50% · 4.625%
HK$89,518
+HK$4,482/mo
Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$170,072/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,239
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$96,140
−HK$2,946/mo
Today · 4.125%
HK$99,086
baseline
▲ 0.50% · 4.625%
HK$105,115
+HK$6,029/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$198,172/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,728
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$106,510
−HK$2,822/mo
Today · 4.125%
HK$109,332
baseline
▲ 0.50% · 4.625%
HK$115,095
+HK$5,763/mo
Deposit HK$2.27M · loan HK$20.44M · min. income ≈ HK$218,664/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,455 · Scale 2, in force from 26 Feb 2026)