LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,800
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,412
−HK$1,637/mo
Today · 4.125%
HK$55,049
baseline
▲ 0.50% · 4.625%
HK$58,398
+HK$3,349/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,098/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,627
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,173
−HK$1,568/mo
Today · 4.125%
HK$60,741
baseline
▲ 0.50% · 4.625%
HK$63,942
+HK$3,201/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,482/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,160
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,094
−HK$1,964/mo
Today · 4.125%
HK$66,058
baseline
▲ 0.50% · 4.625%
HK$70,078
+HK$4,020/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$132,116/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,153
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,007
−HK$1,882/mo
Today · 4.125%
HK$72,889
baseline
▲ 0.50% · 4.625%
HK$76,731
+HK$3,842/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$145,778/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,520
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$74,776
−HK$2,292/mo
Today · 4.125%
HK$77,068
baseline
▲ 0.50% · 4.625%
HK$81,757
+HK$4,689/mo
Deposit HK$6.82M · loan HK$15.90M · min. income ≈ HK$154,136/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,678
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$82,842
−HK$2,195/mo
Today · 4.125%
HK$85,037
baseline
▲ 0.50% · 4.625%
HK$89,519
+HK$4,482/mo
Deposit HK$6.82M · loan HK$15.90M · min. income ≈ HK$170,074/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,241
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$96,141
−HK$2,947/mo
Today · 4.125%
HK$99,088
baseline
▲ 0.50% · 4.625%
HK$105,117
+HK$6,029/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$198,176/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,729
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$106,511
−HK$2,822/mo
Today · 4.125%
HK$109,333
baseline
▲ 0.50% · 4.625%
HK$115,096
+HK$5,763/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$218,666/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,467 · Scale 2, in force from 26 Feb 2026)