LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,801
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,413
−HK$1,637/mo
Today · 4.125%
HK$55,050
baseline
▲ 0.50% · 4.625%
HK$58,399
+HK$3,349/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,100/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,628
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,174
−HK$1,568/mo
Today · 4.125%
HK$60,742
baseline
▲ 0.50% · 4.625%
HK$63,944
+HK$3,202/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,484/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,161
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$64,095
−HK$1,965/mo
Today · 4.125%
HK$66,060
baseline
▲ 0.50% · 4.625%
HK$70,079
+HK$4,019/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$132,120/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,154
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,009
−HK$1,881/mo
Today · 4.125%
HK$72,890
baseline
▲ 0.50% · 4.625%
HK$76,732
+HK$3,842/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$145,780/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,522
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$74,778
−HK$2,291/mo
Today · 4.125%
HK$77,069
baseline
▲ 0.50% · 4.625%
HK$81,759
+HK$4,690/mo
Deposit HK$6.82M · loan HK$15.90M · min. income ≈ HK$154,138/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,680
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$82,843
−HK$2,196/mo
Today · 4.125%
HK$85,039
baseline
▲ 0.50% · 4.625%
HK$89,521
+HK$4,482/mo
Deposit HK$6.82M · loan HK$15.90M · min. income ≈ HK$170,078/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,242
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$96,143
−HK$2,946/mo
Today · 4.125%
HK$99,089
baseline
▲ 0.50% · 4.625%
HK$105,119
+HK$6,030/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$198,178/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,731
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$106,513
−HK$2,822/mo
Today · 4.125%
HK$109,335
baseline
▲ 0.50% · 4.625%
HK$115,099
+HK$5,764/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$218,670/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,485 · Scale 2, in force from 26 Feb 2026)