LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,804
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,415
−HK$1,638/mo
Today · 4.125%
HK$55,053
baseline
▲ 0.50% · 4.625%
HK$58,402
+HK$3,349/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,106/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,631
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,177
−HK$1,568/mo
Today · 4.125%
HK$60,745
baseline
▲ 0.50% · 4.625%
HK$63,947
+HK$3,202/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,490/mo (50% DSR)
Upfront cash ≈ HK$12.32M (deposit + AVD stamp duty HK$965,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,165
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$64,098
−HK$1,965/mo
Today · 4.125%
HK$66,063
baseline
▲ 0.50% · 4.625%
HK$70,083
+HK$4,020/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$132,126/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,158
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,012
−HK$1,882/mo
Today · 4.125%
HK$72,894
baseline
▲ 0.50% · 4.625%
HK$76,736
+HK$3,842/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$145,788/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,526
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$74,782
−HK$2,292/mo
Today · 4.125%
HK$77,074
baseline
▲ 0.50% · 4.625%
HK$81,763
+HK$4,689/mo
Deposit HK$6.82M · loan HK$15.90M · min. income ≈ HK$154,148/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,684
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$82,848
−HK$2,195/mo
Today · 4.125%
HK$85,043
baseline
▲ 0.50% · 4.625%
HK$89,526
+HK$4,483/mo
Deposit HK$6.82M · loan HK$15.90M · min. income ≈ HK$170,086/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,247
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$96,148
−HK$2,947/mo
Today · 4.125%
HK$99,095
baseline
▲ 0.50% · 4.625%
HK$105,124
+HK$6,029/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$198,190/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,737
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$106,519
−HK$2,822/mo
Today · 4.125%
HK$109,341
baseline
▲ 0.50% · 4.625%
HK$115,105
+HK$5,764/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$218,682/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,536 · Scale 2, in force from 26 Feb 2026)