LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,805
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,417
−HK$1,637/mo
Today · 4.125%
HK$55,054
baseline
▲ 0.50% · 4.625%
HK$58,404
+HK$3,350/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,108/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,633
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,179
−HK$1,568/mo
Today · 4.125%
HK$60,747
baseline
▲ 0.50% · 4.625%
HK$63,949
+HK$3,202/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,494/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,166
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$64,100
−HK$1,965/mo
Today · 4.125%
HK$66,065
baseline
▲ 0.50% · 4.625%
HK$70,085
+HK$4,020/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$132,130/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,160
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$71,014
−HK$1,882/mo
Today · 4.125%
HK$72,896
baseline
▲ 0.50% · 4.625%
HK$76,739
+HK$3,843/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$145,792/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,528
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$74,784
−HK$2,292/mo
Today · 4.125%
HK$77,076
baseline
▲ 0.50% · 4.625%
HK$81,766
+HK$4,690/mo
Deposit HK$6.82M · loan HK$15.90M · min. income ≈ HK$154,152/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,686
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$82,850
−HK$2,195/mo
Today · 4.125%
HK$85,045
baseline
▲ 0.50% · 4.625%
HK$89,528
+HK$4,483/mo
Deposit HK$6.82M · loan HK$15.90M · min. income ≈ HK$170,090/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,250
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$96,150
−HK$2,947/mo
Today · 4.125%
HK$99,097
baseline
▲ 0.50% · 4.625%
HK$105,127
+HK$6,030/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$198,194/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,739
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$106,522
−HK$2,822/mo
Today · 4.125%
HK$109,344
baseline
▲ 0.50% · 4.625%
HK$115,108
+HK$5,764/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$218,688/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,563 · Scale 2, in force from 26 Feb 2026)