LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,810
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,422
−HK$1,637/mo
Today · 4.125%
HK$55,059
baseline
▲ 0.50% · 4.625%
HK$58,409
+HK$3,350/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,118/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,638
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,184
−HK$1,568/mo
Today · 4.125%
HK$60,752
baseline
▲ 0.50% · 4.625%
HK$63,955
+HK$3,203/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,504/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,172
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$64,106
−HK$1,965/mo
Today · 4.125%
HK$66,071
baseline
▲ 0.50% · 4.625%
HK$70,091
+HK$4,020/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$132,142/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,166
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,021
−HK$1,882/mo
Today · 4.125%
HK$72,903
baseline
▲ 0.50% · 4.625%
HK$76,746
+HK$3,843/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$145,806/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,534
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$74,790
−HK$2,293/mo
Today · 4.125%
HK$77,083
baseline
▲ 0.50% · 4.625%
HK$81,773
+HK$4,690/mo
Deposit HK$6.82M · loan HK$15.90M · min. income ≈ HK$154,166/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,694
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$82,858
−HK$2,195/mo
Today · 4.125%
HK$85,053
baseline
▲ 0.50% · 4.625%
HK$89,537
+HK$4,484/mo
Deposit HK$6.82M · loan HK$15.90M · min. income ≈ HK$170,106/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,258
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$96,159
−HK$2,947/mo
Today · 4.125%
HK$99,106
baseline
▲ 0.50% · 4.625%
HK$105,137
+HK$6,031/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$198,212/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,749
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$106,531
−HK$2,823/mo
Today · 4.125%
HK$109,354
baseline
▲ 0.50% · 4.625%
HK$115,118
+HK$5,764/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$218,708/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,652 · Scale 2, in force from 26 Feb 2026)