LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,812
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,423
−HK$1,638/mo
Today · 4.125%
HK$55,061
baseline
▲ 0.50% · 4.625%
HK$58,411
+HK$3,350/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,122/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,640
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,186
−HK$1,568/mo
Today · 4.125%
HK$60,754
baseline
▲ 0.50% · 4.625%
HK$63,956
+HK$3,202/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,508/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,174
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$64,108
−HK$1,965/mo
Today · 4.125%
HK$66,073
baseline
▲ 0.50% · 4.625%
HK$70,093
+HK$4,020/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$132,146/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,168
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,023
−HK$1,882/mo
Today · 4.125%
HK$72,905
baseline
▲ 0.50% · 4.625%
HK$76,748
+HK$3,843/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$145,810/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$965,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,536
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$74,792
−HK$2,293/mo
Today · 4.125%
HK$77,085
baseline
▲ 0.50% · 4.625%
HK$81,775
+HK$4,690/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$154,170/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,696
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,860
−HK$2,196/mo
Today · 4.125%
HK$85,056
baseline
▲ 0.50% · 4.625%
HK$89,539
+HK$4,483/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$170,112/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,261
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$96,162
−HK$2,947/mo
Today · 4.125%
HK$99,109
baseline
▲ 0.50% · 4.625%
HK$105,140
+HK$6,031/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$198,218/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,752
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$106,534
−HK$2,823/mo
Today · 4.125%
HK$109,357
baseline
▲ 0.50% · 4.625%
HK$115,121
+HK$5,764/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$218,714/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,678 · Scale 2, in force from 26 Feb 2026)