LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,816
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,428
−HK$1,637/mo
Today · 4.125%
HK$55,065
baseline
▲ 0.50% · 4.625%
HK$58,416
+HK$3,351/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,130/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,645
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,191
−HK$1,568/mo
Today · 4.125%
HK$60,759
baseline
▲ 0.50% · 4.625%
HK$63,962
+HK$3,203/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,518/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,179
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$64,113
−HK$1,965/mo
Today · 4.125%
HK$66,078
baseline
▲ 0.50% · 4.625%
HK$70,099
+HK$4,021/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$132,156/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$965,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,174
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,029
−HK$1,882/mo
Today · 4.125%
HK$72,911
baseline
▲ 0.50% · 4.625%
HK$76,754
+HK$3,843/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$145,822/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$965,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,542
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$74,799
−HK$2,292/mo
Today · 4.125%
HK$77,091
baseline
▲ 0.50% · 4.625%
HK$81,782
+HK$4,691/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$154,182/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,703
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,867
−HK$2,196/mo
Today · 4.125%
HK$85,063
baseline
▲ 0.50% · 4.625%
HK$89,547
+HK$4,484/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$170,126/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,269
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$96,170
−HK$2,948/mo
Today · 4.125%
HK$99,118
baseline
▲ 0.50% · 4.625%
HK$105,149
+HK$6,031/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$198,236/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,761
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$106,543
−HK$2,823/mo
Today · 4.125%
HK$109,366
baseline
▲ 0.50% · 4.625%
HK$115,131
+HK$5,765/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$218,732/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,760 · Scale 2, in force from 26 Feb 2026)