LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,816
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,428
−HK$1,638/mo
Today · 4.125%
HK$55,066
baseline
▲ 0.50% · 4.625%
HK$58,416
+HK$3,350/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,132/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,645
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,191
−HK$1,569/mo
Today · 4.125%
HK$60,760
baseline
▲ 0.50% · 4.625%
HK$63,962
+HK$3,202/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,520/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,180
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$64,114
−HK$1,965/mo
Today · 4.125%
HK$66,079
baseline
▲ 0.50% · 4.625%
HK$70,100
+HK$4,021/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$132,158/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$965,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,174
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,029
−HK$1,882/mo
Today · 4.125%
HK$72,911
baseline
▲ 0.50% · 4.625%
HK$76,755
+HK$3,844/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$145,822/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$965,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,543
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$74,799
−HK$2,293/mo
Today · 4.125%
HK$77,092
baseline
▲ 0.50% · 4.625%
HK$81,783
+HK$4,691/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$154,184/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,703
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,868
−HK$2,195/mo
Today · 4.125%
HK$85,063
baseline
▲ 0.50% · 4.625%
HK$89,547
+HK$4,484/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$170,126/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,269
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$96,171
−HK$2,947/mo
Today · 4.125%
HK$99,118
baseline
▲ 0.50% · 4.625%
HK$105,149
+HK$6,031/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$198,236/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,761
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$106,544
−HK$2,823/mo
Today · 4.125%
HK$109,367
baseline
▲ 0.50% · 4.625%
HK$115,132
+HK$5,765/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$218,734/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,767 · Scale 2, in force from 26 Feb 2026)