LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,817
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,429
−HK$1,637/mo
Today · 4.125%
HK$55,066
baseline
▲ 0.50% · 4.625%
HK$58,417
+HK$3,351/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,132/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,646
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,192
−HK$1,568/mo
Today · 4.125%
HK$60,760
baseline
▲ 0.50% · 4.625%
HK$63,963
+HK$3,203/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,520/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,180
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,115
−HK$1,965/mo
Today · 4.125%
HK$66,080
baseline
▲ 0.50% · 4.625%
HK$70,100
+HK$4,020/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$132,160/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$965,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,175
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,030
−HK$1,882/mo
Today · 4.125%
HK$72,912
baseline
▲ 0.50% · 4.625%
HK$76,756
+HK$3,844/mo
Deposit HK$9.09M · loan HK$13.63M · min. income ≈ HK$145,824/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$965,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,544
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$74,800
−HK$2,293/mo
Today · 4.125%
HK$77,093
baseline
▲ 0.50% · 4.625%
HK$81,784
+HK$4,691/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$154,186/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,704
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,869
−HK$2,195/mo
Today · 4.125%
HK$85,064
baseline
▲ 0.50% · 4.625%
HK$89,548
+HK$4,484/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$170,128/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,271
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$96,172
−HK$2,947/mo
Today · 4.125%
HK$99,119
baseline
▲ 0.50% · 4.625%
HK$105,151
+HK$6,032/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$198,238/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,763
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$106,545
−HK$2,824/mo
Today · 4.125%
HK$109,369
baseline
▲ 0.50% · 4.625%
HK$115,133
+HK$5,764/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$218,738/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,778 · Scale 2, in force from 26 Feb 2026)