LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,819
−HK$3,249/mo
▼ 0.25% · 3.875%
HK$53,431
−HK$1,637/mo
Today · 4.125%
HK$55,068
baseline
▲ 0.50% · 4.625%
HK$58,419
+HK$3,351/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,136/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,648
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,194
−HK$1,569/mo
Today · 4.125%
HK$60,763
baseline
▲ 0.50% · 4.625%
HK$63,965
+HK$3,202/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,526/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,183
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$64,117
−HK$1,965/mo
Today · 4.125%
HK$66,082
baseline
▲ 0.50% · 4.625%
HK$70,103
+HK$4,021/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$132,164/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$965,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,178
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$71,033
−HK$1,882/mo
Today · 4.125%
HK$72,915
baseline
▲ 0.50% · 4.625%
HK$76,759
+HK$3,844/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$145,830/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$965,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,546
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$74,803
−HK$2,293/mo
Today · 4.125%
HK$77,096
baseline
▲ 0.50% · 4.625%
HK$81,787
+HK$4,691/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$154,192/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,707
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$82,872
−HK$2,196/mo
Today · 4.125%
HK$85,068
baseline
▲ 0.50% · 4.625%
HK$89,552
+HK$4,484/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$170,136/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,274
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$96,175
−HK$2,948/mo
Today · 4.125%
HK$99,123
baseline
▲ 0.50% · 4.625%
HK$105,155
+HK$6,032/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$198,246/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,766
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$106,549
−HK$2,824/mo
Today · 4.125%
HK$109,373
baseline
▲ 0.50% · 4.625%
HK$115,138
+HK$5,765/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$218,746/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,814 · Scale 2, in force from 26 Feb 2026)