LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,825
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,437
−HK$1,638/mo
Today · 4.125%
HK$55,075
baseline
▲ 0.50% · 4.625%
HK$58,426
+HK$3,351/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,150/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,655
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$59,201
−HK$1,568/mo
Today · 4.125%
HK$60,769
baseline
▲ 0.50% · 4.625%
HK$63,973
+HK$3,204/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,538/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,190
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,124
−HK$1,966/mo
Today · 4.125%
HK$66,090
baseline
▲ 0.50% · 4.625%
HK$70,111
+HK$4,021/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$132,180/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$965,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,185
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$71,041
−HK$1,882/mo
Today · 4.125%
HK$72,923
baseline
▲ 0.50% · 4.625%
HK$76,767
+HK$3,844/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$145,846/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$965,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,555
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$74,812
−HK$2,292/mo
Today · 4.125%
HK$77,104
baseline
▲ 0.50% · 4.625%
HK$81,796
+HK$4,692/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$154,208/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,716
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$82,881
−HK$2,196/mo
Today · 4.125%
HK$85,077
baseline
▲ 0.50% · 4.625%
HK$89,562
+HK$4,485/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$170,154/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,285
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$96,186
−HK$2,948/mo
Today · 4.125%
HK$99,134
baseline
▲ 0.50% · 4.625%
HK$105,166
+HK$6,032/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$198,268/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,778
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$106,561
−HK$2,824/mo
Today · 4.125%
HK$109,385
baseline
▲ 0.50% · 4.625%
HK$115,151
+HK$5,766/mo
Deposit HK$2.27M · loan HK$20.45M · min. income ≈ HK$218,770/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,924 · Scale 2, in force from 26 Feb 2026)