LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,828
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,440
−HK$1,638/mo
Today · 4.125%
HK$55,078
baseline
▲ 0.50% · 4.625%
HK$58,429
+HK$3,351/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,156/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,658
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,204
−HK$1,569/mo
Today · 4.125%
HK$60,773
baseline
▲ 0.50% · 4.625%
HK$63,976
+HK$3,203/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,546/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$965,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,193
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,128
−HK$1,965/mo
Today · 4.125%
HK$66,093
baseline
▲ 0.50% · 4.625%
HK$70,115
+HK$4,022/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$132,186/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$965,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,189
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$71,045
−HK$1,882/mo
Today · 4.125%
HK$72,927
baseline
▲ 0.50% · 4.625%
HK$76,771
+HK$3,844/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$145,854/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$965,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,559
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$74,816
−HK$2,293/mo
Today · 4.125%
HK$77,109
baseline
▲ 0.50% · 4.625%
HK$81,801
+HK$4,692/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$154,218/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,721
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$82,886
−HK$2,196/mo
Today · 4.125%
HK$85,082
baseline
▲ 0.50% · 4.625%
HK$89,567
+HK$4,485/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$170,164/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,290
−HK$5,850/mo
▼ 0.25% · 3.875%
HK$96,192
−HK$2,948/mo
Today · 4.125%
HK$99,140
baseline
▲ 0.50% · 4.625%
HK$105,172
+HK$6,032/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$198,280/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,784
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$106,567
−HK$2,824/mo
Today · 4.125%
HK$109,391
baseline
▲ 0.50% · 4.625%
HK$115,157
+HK$5,766/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$218,782/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$965,977 · Scale 2, in force from 26 Feb 2026)