LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,829
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,441
−HK$1,638/mo
Today · 4.125%
HK$55,079
baseline
▲ 0.50% · 4.625%
HK$58,431
+HK$3,352/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,158/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,659
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,206
−HK$1,568/mo
Today · 4.125%
HK$60,774
baseline
▲ 0.50% · 4.625%
HK$63,978
+HK$3,204/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,548/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,195
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,129
−HK$1,966/mo
Today · 4.125%
HK$66,095
baseline
▲ 0.50% · 4.625%
HK$70,117
+HK$4,022/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$132,190/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,191
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$71,047
−HK$1,882/mo
Today · 4.125%
HK$72,929
baseline
▲ 0.50% · 4.625%
HK$76,773
+HK$3,844/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$145,858/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,561
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$74,818
−HK$2,293/mo
Today · 4.125%
HK$77,111
baseline
▲ 0.50% · 4.625%
HK$81,803
+HK$4,692/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$154,222/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$966,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,723
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$82,888
−HK$2,196/mo
Today · 4.125%
HK$85,084
baseline
▲ 0.50% · 4.625%
HK$89,569
+HK$4,485/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$170,168/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$966,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,292
−HK$5,850/mo
▼ 0.25% · 3.875%
HK$96,194
−HK$2,948/mo
Today · 4.125%
HK$99,142
baseline
▲ 0.50% · 4.625%
HK$105,175
+HK$6,033/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$198,284/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,787
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$106,570
−HK$2,824/mo
Today · 4.125%
HK$109,394
baseline
▲ 0.50% · 4.625%
HK$115,160
+HK$5,766/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$218,788/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,003 · Scale 2, in force from 26 Feb 2026)