LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,830
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,442
−HK$1,638/mo
Today · 4.125%
HK$55,080
baseline
▲ 0.50% · 4.625%
HK$58,431
+HK$3,351/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$110,160/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,660
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,206
−HK$1,569/mo
Today · 4.125%
HK$60,775
baseline
▲ 0.50% · 4.625%
HK$63,979
+HK$3,204/mo
Deposit HK$11.36M · loan HK$11.36M · min. income ≈ HK$121,550/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,196
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,130
−HK$1,966/mo
Today · 4.125%
HK$66,096
baseline
▲ 0.50% · 4.625%
HK$70,117
+HK$4,021/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$132,192/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,192
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$71,048
−HK$1,882/mo
Today · 4.125%
HK$72,930
baseline
▲ 0.50% · 4.625%
HK$76,774
+HK$3,844/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$145,860/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,561
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$74,818
−HK$2,294/mo
Today · 4.125%
HK$77,112
baseline
▲ 0.50% · 4.625%
HK$81,804
+HK$4,692/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$154,224/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$966,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,724
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$82,889
−HK$2,196/mo
Today · 4.125%
HK$85,085
baseline
▲ 0.50% · 4.625%
HK$89,570
+HK$4,485/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$170,170/mo (50% DSR)
Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$966,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,293
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$96,195
−HK$2,949/mo
Today · 4.125%
HK$99,144
baseline
▲ 0.50% · 4.625%
HK$105,176
+HK$6,032/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$198,288/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,788
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$106,571
−HK$2,824/mo
Today · 4.125%
HK$109,395
baseline
▲ 0.50% · 4.625%
HK$115,162
+HK$5,767/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$218,790/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,014 · Scale 2, in force from 26 Feb 2026)