LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,831
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,443
−HK$1,638/mo
Today · 4.125%
HK$55,081
baseline
▲ 0.50% · 4.625%
HK$58,432
+HK$3,351/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,162/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,661
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,208
−HK$1,568/mo
Today · 4.125%
HK$60,776
baseline
▲ 0.50% · 4.625%
HK$63,980
+HK$3,204/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,552/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,197
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,131
−HK$1,966/mo
Today · 4.125%
HK$66,097
baseline
▲ 0.50% · 4.625%
HK$70,119
+HK$4,022/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$132,194/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,193
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,049
−HK$1,883/mo
Today · 4.125%
HK$72,932
baseline
▲ 0.50% · 4.625%
HK$76,776
+HK$3,844/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$145,864/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,563
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$74,820
−HK$2,293/mo
Today · 4.125%
HK$77,113
baseline
▲ 0.50% · 4.625%
HK$81,805
+HK$4,692/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$154,226/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,725
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,891
−HK$2,196/mo
Today · 4.125%
HK$85,087
baseline
▲ 0.50% · 4.625%
HK$89,572
+HK$4,485/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$170,174/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,295
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$96,197
−HK$2,949/mo
Today · 4.125%
HK$99,146
baseline
▲ 0.50% · 4.625%
HK$105,178
+HK$6,032/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$198,292/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,790
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$106,574
−HK$2,823/mo
Today · 4.125%
HK$109,397
baseline
▲ 0.50% · 4.625%
HK$115,164
+HK$5,767/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$218,794/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,033 · Scale 2, in force from 26 Feb 2026)