LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,833
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,445
−HK$1,638/mo
Today · 4.125%
HK$55,083
baseline
▲ 0.50% · 4.625%
HK$58,435
+HK$3,352/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,166/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,664
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,210
−HK$1,569/mo
Today · 4.125%
HK$60,779
baseline
▲ 0.50% · 4.625%
HK$63,983
+HK$3,204/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,558/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,200
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,134
−HK$1,966/mo
Today · 4.125%
HK$66,100
baseline
▲ 0.50% · 4.625%
HK$70,122
+HK$4,022/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$132,200/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,196
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,052
−HK$1,883/mo
Today · 4.125%
HK$72,935
baseline
▲ 0.50% · 4.625%
HK$76,779
+HK$3,844/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$145,870/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,566
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$74,823
−HK$2,294/mo
Today · 4.125%
HK$77,117
baseline
▲ 0.50% · 4.625%
HK$81,809
+HK$4,692/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$154,234/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,729
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,894
−HK$2,197/mo
Today · 4.125%
HK$85,091
baseline
▲ 0.50% · 4.625%
HK$89,576
+HK$4,485/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$170,182/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,299
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$96,202
−HK$2,948/mo
Today · 4.125%
HK$99,150
baseline
▲ 0.50% · 4.625%
HK$105,183
+HK$6,033/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$198,300/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,795
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$106,578
−HK$2,824/mo
Today · 4.125%
HK$109,402
baseline
▲ 0.50% · 4.625%
HK$115,169
+HK$5,767/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$218,804/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,077 · Scale 2, in force from 26 Feb 2026)