LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,834
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,446
−HK$1,638/mo
Today · 4.125%
HK$55,084
baseline
▲ 0.50% · 4.625%
HK$58,436
+HK$3,352/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,168/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,664
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,211
−HK$1,569/mo
Today · 4.125%
HK$60,780
baseline
▲ 0.50% · 4.625%
HK$63,984
+HK$3,204/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,560/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,200
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,135
−HK$1,966/mo
Today · 4.125%
HK$66,101
baseline
▲ 0.50% · 4.625%
HK$70,123
+HK$4,022/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$132,202/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,197
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,053
−HK$1,883/mo
Today · 4.125%
HK$72,936
baseline
▲ 0.50% · 4.625%
HK$76,780
+HK$3,844/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$145,872/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,567
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$74,824
−HK$2,294/mo
Today · 4.125%
HK$77,118
baseline
▲ 0.50% · 4.625%
HK$81,810
+HK$4,692/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$154,236/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,730
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,895
−HK$2,197/mo
Today · 4.125%
HK$85,092
baseline
▲ 0.50% · 4.625%
HK$89,577
+HK$4,485/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$170,184/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,300
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$96,203
−HK$2,948/mo
Today · 4.125%
HK$99,151
baseline
▲ 0.50% · 4.625%
HK$105,184
+HK$6,033/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$198,302/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,796
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$106,579
−HK$2,824/mo
Today · 4.125%
HK$109,403
baseline
▲ 0.50% · 4.625%
HK$115,170
+HK$5,767/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$218,806/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,087 · Scale 2, in force from 26 Feb 2026)