LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,834
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,446
−HK$1,638/mo
Today · 4.125%
HK$55,084
baseline
▲ 0.50% · 4.625%
HK$58,436
+HK$3,352/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,168/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,665
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,211
−HK$1,569/mo
Today · 4.125%
HK$60,780
baseline
▲ 0.50% · 4.625%
HK$63,984
+HK$3,204/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,560/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,201
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$64,136
−HK$1,965/mo
Today · 4.125%
HK$66,101
baseline
▲ 0.50% · 4.625%
HK$70,123
+HK$4,022/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$132,202/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,198
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$71,054
−HK$1,882/mo
Today · 4.125%
HK$72,936
baseline
▲ 0.50% · 4.625%
HK$76,781
+HK$3,845/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$145,872/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,568
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$74,825
−HK$2,293/mo
Today · 4.125%
HK$77,118
baseline
▲ 0.50% · 4.625%
HK$81,811
+HK$4,693/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$154,236/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,731
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$82,896
−HK$2,196/mo
Today · 4.125%
HK$85,092
baseline
▲ 0.50% · 4.625%
HK$89,578
+HK$4,486/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$170,184/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,301
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$96,203
−HK$2,949/mo
Today · 4.125%
HK$99,152
baseline
▲ 0.50% · 4.625%
HK$105,185
+HK$6,033/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$198,304/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,797
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$106,580
−HK$2,824/mo
Today · 4.125%
HK$109,404
baseline
▲ 0.50% · 4.625%
HK$115,171
+HK$5,767/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$218,808/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,095 · Scale 2, in force from 26 Feb 2026)