LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,839
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,451
−HK$1,639/mo
Today · 4.125%
HK$55,090
baseline
▲ 0.50% · 4.625%
HK$58,442
+HK$3,352/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,180/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,670
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,217
−HK$1,569/mo
Today · 4.125%
HK$60,786
baseline
▲ 0.50% · 4.625%
HK$63,990
+HK$3,204/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,572/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,207
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,142
−HK$1,966/mo
Today · 4.125%
HK$66,108
baseline
▲ 0.50% · 4.625%
HK$70,130
+HK$4,022/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$132,216/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,204
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,060
−HK$1,883/mo
Today · 4.125%
HK$72,943
baseline
▲ 0.50% · 4.625%
HK$76,788
+HK$3,845/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$145,886/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,574
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,832
−HK$2,294/mo
Today · 4.125%
HK$77,126
baseline
▲ 0.50% · 4.625%
HK$81,818
+HK$4,692/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$154,252/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,738
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,904
−HK$2,196/mo
Today · 4.125%
HK$85,100
baseline
▲ 0.50% · 4.625%
HK$89,586
+HK$4,486/mo
Deposit HK$6.82M · loan HK$15.91M · min. income ≈ HK$170,200/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,310
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$96,212
−HK$2,949/mo
Today · 4.125%
HK$99,161
baseline
▲ 0.50% · 4.625%
HK$105,195
+HK$6,034/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$198,322/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,806
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,590
−HK$2,825/mo
Today · 4.125%
HK$109,415
baseline
▲ 0.50% · 4.625%
HK$115,182
+HK$5,767/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$218,830/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,187 · Scale 2, in force from 26 Feb 2026)