LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,844
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,457
−HK$1,638/mo
Today · 4.125%
HK$55,095
baseline
▲ 0.50% · 4.625%
HK$58,448
+HK$3,353/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,190/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,676
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,223
−HK$1,569/mo
Today · 4.125%
HK$60,792
baseline
▲ 0.50% · 4.625%
HK$63,997
+HK$3,205/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,584/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,213
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,148
−HK$1,966/mo
Today · 4.125%
HK$66,114
baseline
▲ 0.50% · 4.625%
HK$70,137
+HK$4,023/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$132,228/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,211
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,068
−HK$1,883/mo
Today · 4.125%
HK$72,951
baseline
▲ 0.50% · 4.625%
HK$76,796
+HK$3,845/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$145,902/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,582
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$74,840
−HK$2,293/mo
Today · 4.125%
HK$77,133
baseline
▲ 0.50% · 4.625%
HK$81,827
+HK$4,694/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,266/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,747
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,912
−HK$2,197/mo
Today · 4.125%
HK$85,109
baseline
▲ 0.50% · 4.625%
HK$89,595
+HK$4,486/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,218/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,320
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$96,222
−HK$2,950/mo
Today · 4.125%
HK$99,172
baseline
▲ 0.50% · 4.625%
HK$105,206
+HK$6,034/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$198,344/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,817
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,601
−HK$2,825/mo
Today · 4.125%
HK$109,426
baseline
▲ 0.50% · 4.625%
HK$115,194
+HK$5,768/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$218,852/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,286 · Scale 2, in force from 26 Feb 2026)