LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,845
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,457
−HK$1,639/mo
Today · 4.125%
HK$55,096
baseline
▲ 0.50% · 4.625%
HK$58,448
+HK$3,352/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,192/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,677
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,223
−HK$1,570/mo
Today · 4.125%
HK$60,793
baseline
▲ 0.50% · 4.625%
HK$63,997
+HK$3,204/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,586/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,213
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,149
−HK$1,966/mo
Today · 4.125%
HK$66,115
baseline
▲ 0.50% · 4.625%
HK$70,138
+HK$4,023/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$132,230/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,212
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,068
−HK$1,883/mo
Today · 4.125%
HK$72,951
baseline
▲ 0.50% · 4.625%
HK$76,796
+HK$3,845/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$145,902/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,582
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,840
−HK$2,294/mo
Today · 4.125%
HK$77,134
baseline
▲ 0.50% · 4.625%
HK$81,827
+HK$4,693/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,268/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,747
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$82,913
−HK$2,197/mo
Today · 4.125%
HK$85,110
baseline
▲ 0.50% · 4.625%
HK$89,596
+HK$4,486/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,220/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,320
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$96,223
−HK$2,949/mo
Today · 4.125%
HK$99,172
baseline
▲ 0.50% · 4.625%
HK$105,207
+HK$6,035/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$198,344/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,818
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,602
−HK$2,825/mo
Today · 4.125%
HK$109,427
baseline
▲ 0.50% · 4.625%
HK$115,195
+HK$5,768/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$218,854/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,292 · Scale 2, in force from 26 Feb 2026)