LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,846
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,459
−HK$1,638/mo
Today · 4.125%
HK$55,097
baseline
▲ 0.50% · 4.625%
HK$58,450
+HK$3,353/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,194/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,678
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,225
−HK$1,569/mo
Today · 4.125%
HK$60,794
baseline
▲ 0.50% · 4.625%
HK$63,999
+HK$3,205/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,588/mo (50% DSR)
Upfront cash ≈ HK$12.33M (deposit + AVD stamp duty HK$966,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,215
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,150
−HK$1,966/mo
Today · 4.125%
HK$66,116
baseline
▲ 0.50% · 4.625%
HK$70,139
+HK$4,023/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$132,232/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,214
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,070
−HK$1,883/mo
Today · 4.125%
HK$72,953
baseline
▲ 0.50% · 4.625%
HK$76,798
+HK$3,845/mo
Deposit HK$9.09M · loan HK$13.64M · min. income ≈ HK$145,906/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,584
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,842
−HK$2,294/mo
Today · 4.125%
HK$77,136
baseline
▲ 0.50% · 4.625%
HK$81,829
+HK$4,693/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,272/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,749
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$82,915
−HK$2,197/mo
Today · 4.125%
HK$85,112
baseline
▲ 0.50% · 4.625%
HK$89,598
+HK$4,486/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,224/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,323
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$96,225
−HK$2,950/mo
Today · 4.125%
HK$99,175
baseline
▲ 0.50% · 4.625%
HK$105,209
+HK$6,034/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$198,350/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,820
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,605
−HK$2,824/mo
Today · 4.125%
HK$109,429
baseline
▲ 0.50% · 4.625%
HK$115,198
+HK$5,769/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$218,858/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,316 · Scale 2, in force from 26 Feb 2026)