LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,848
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,461
−HK$1,638/mo
Today · 4.125%
HK$55,099
baseline
▲ 0.50% · 4.625%
HK$58,452
+HK$3,353/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,198/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,681
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,228
−HK$1,569/mo
Today · 4.125%
HK$60,797
baseline
▲ 0.50% · 4.625%
HK$64,002
+HK$3,205/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,594/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,218
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,153
−HK$1,966/mo
Today · 4.125%
HK$66,119
baseline
▲ 0.50% · 4.625%
HK$70,143
+HK$4,024/mo
Deposit HK$9.10M · loan HK$13.64M · min. income ≈ HK$132,238/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,217
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,073
−HK$1,883/mo
Today · 4.125%
HK$72,956
baseline
▲ 0.50% · 4.625%
HK$76,802
+HK$3,846/mo
Deposit HK$9.10M · loan HK$13.64M · min. income ≈ HK$145,912/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,587
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,845
−HK$2,294/mo
Today · 4.125%
HK$77,139
baseline
▲ 0.50% · 4.625%
HK$81,833
+HK$4,694/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,278/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,753
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$82,919
−HK$2,197/mo
Today · 4.125%
HK$85,116
baseline
▲ 0.50% · 4.625%
HK$89,602
+HK$4,486/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,232/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,327
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$96,230
−HK$2,949/mo
Today · 4.125%
HK$99,179
baseline
▲ 0.50% · 4.625%
HK$105,214
+HK$6,035/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$198,358/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,825
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,610
−HK$2,824/mo
Today · 4.125%
HK$109,434
baseline
▲ 0.50% · 4.625%
HK$115,203
+HK$5,769/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$218,868/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,360 · Scale 2, in force from 26 Feb 2026)