LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,850
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,462
−HK$1,639/mo
Today · 4.125%
HK$55,101
baseline
▲ 0.50% · 4.625%
HK$58,454
+HK$3,353/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,202/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,682
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,229
−HK$1,570/mo
Today · 4.125%
HK$60,799
baseline
▲ 0.50% · 4.625%
HK$64,003
+HK$3,204/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,598/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,220
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$64,155
−HK$1,966/mo
Today · 4.125%
HK$66,121
baseline
▲ 0.50% · 4.625%
HK$70,145
+HK$4,024/mo
Deposit HK$9.10M · loan HK$13.64M · min. income ≈ HK$132,242/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,219
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$71,075
−HK$1,883/mo
Today · 4.125%
HK$72,958
baseline
▲ 0.50% · 4.625%
HK$76,804
+HK$3,846/mo
Deposit HK$9.10M · loan HK$13.64M · min. income ≈ HK$145,916/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,590
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,847
−HK$2,295/mo
Today · 4.125%
HK$77,142
baseline
▲ 0.50% · 4.625%
HK$81,835
+HK$4,693/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,284/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,755
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$82,921
−HK$2,197/mo
Today · 4.125%
HK$85,118
baseline
▲ 0.50% · 4.625%
HK$89,605
+HK$4,487/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,236/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,329
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$96,232
−HK$2,950/mo
Today · 4.125%
HK$99,182
baseline
▲ 0.50% · 4.625%
HK$105,217
+HK$6,035/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$198,364/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,828
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,613
−HK$2,824/mo
Today · 4.125%
HK$109,437
baseline
▲ 0.50% · 4.625%
HK$115,206
+HK$5,769/mo
Deposit HK$2.27M · loan HK$20.46M · min. income ≈ HK$218,874/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,387 · Scale 2, in force from 26 Feb 2026)