LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,851
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,464
−HK$1,638/mo
Today · 4.125%
HK$55,102
baseline
▲ 0.50% · 4.625%
HK$58,455
+HK$3,353/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,204/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,683
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,230
−HK$1,570/mo
Today · 4.125%
HK$60,800
baseline
▲ 0.50% · 4.625%
HK$64,005
+HK$3,205/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,600/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,221
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,156
−HK$1,967/mo
Today · 4.125%
HK$66,123
baseline
▲ 0.50% · 4.625%
HK$70,146
+HK$4,023/mo
Deposit HK$9.10M · loan HK$13.64M · min. income ≈ HK$132,246/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,220
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,077
−HK$1,883/mo
Today · 4.125%
HK$72,960
baseline
▲ 0.50% · 4.625%
HK$76,806
+HK$3,846/mo
Deposit HK$9.10M · loan HK$13.64M · min. income ≈ HK$145,920/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,591
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,849
−HK$2,294/mo
Today · 4.125%
HK$77,143
baseline
▲ 0.50% · 4.625%
HK$81,837
+HK$4,694/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,286/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,757
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$82,923
−HK$2,197/mo
Today · 4.125%
HK$85,120
baseline
▲ 0.50% · 4.625%
HK$89,607
+HK$4,487/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,240/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,331
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$96,234
−HK$2,950/mo
Today · 4.125%
HK$99,184
baseline
▲ 0.50% · 4.625%
HK$105,219
+HK$6,035/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$198,368/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,408 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,830
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$106,615
−HK$2,825/mo
Today · 4.125%
HK$109,440
baseline
▲ 0.50% · 4.625%
HK$115,209
+HK$5,769/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$218,880/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,408 · Scale 2, in force from 26 Feb 2026)