LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,853
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,466
−HK$1,639/mo
Today · 4.125%
HK$55,105
baseline
▲ 0.50% · 4.625%
HK$58,458
+HK$3,353/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,210/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,686
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,233
−HK$1,570/mo
Today · 4.125%
HK$60,803
baseline
▲ 0.50% · 4.625%
HK$64,008
+HK$3,205/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,606/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,224
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,159
−HK$1,967/mo
Today · 4.125%
HK$66,126
baseline
▲ 0.50% · 4.625%
HK$70,149
+HK$4,023/mo
Deposit HK$9.10M · loan HK$13.64M · min. income ≈ HK$132,252/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,223
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,080
−HK$1,883/mo
Today · 4.125%
HK$72,963
baseline
▲ 0.50% · 4.625%
HK$76,809
+HK$3,846/mo
Deposit HK$9.10M · loan HK$13.64M · min. income ≈ HK$145,926/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,594
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$74,852
−HK$2,295/mo
Today · 4.125%
HK$77,147
baseline
▲ 0.50% · 4.625%
HK$81,841
+HK$4,694/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,294/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,760
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,926
−HK$2,198/mo
Today · 4.125%
HK$85,124
baseline
▲ 0.50% · 4.625%
HK$89,611
+HK$4,487/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,248/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,336
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$96,239
−HK$2,950/mo
Today · 4.125%
HK$99,189
baseline
▲ 0.50% · 4.625%
HK$105,224
+HK$6,035/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$198,378/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,835
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$106,620
−HK$2,825/mo
Today · 4.125%
HK$109,445
baseline
▲ 0.50% · 4.625%
HK$115,214
+HK$5,769/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$218,890/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,452 · Scale 2, in force from 26 Feb 2026)