LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,857
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,470
−HK$1,639/mo
Today · 4.125%
HK$55,109
baseline
▲ 0.50% · 4.625%
HK$58,462
+HK$3,353/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,218/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,690
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,237
−HK$1,570/mo
Today · 4.125%
HK$60,807
baseline
▲ 0.50% · 4.625%
HK$64,012
+HK$3,205/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,614/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,228
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,164
−HK$1,966/mo
Today · 4.125%
HK$66,130
baseline
▲ 0.50% · 4.625%
HK$70,154
+HK$4,024/mo
Deposit HK$9.10M · loan HK$13.64M · min. income ≈ HK$132,260/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,228
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,085
−HK$1,883/mo
Today · 4.125%
HK$72,968
baseline
▲ 0.50% · 4.625%
HK$76,814
+HK$3,846/mo
Deposit HK$9.10M · loan HK$13.64M · min. income ≈ HK$145,936/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,599
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$74,858
−HK$2,294/mo
Today · 4.125%
HK$77,152
baseline
▲ 0.50% · 4.625%
HK$81,846
+HK$4,694/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,304/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,766
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,932
−HK$2,198/mo
Today · 4.125%
HK$85,130
baseline
▲ 0.50% · 4.625%
HK$89,617
+HK$4,487/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,260/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,342
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$96,245
−HK$2,950/mo
Today · 4.125%
HK$99,195
baseline
▲ 0.50% · 4.625%
HK$105,231
+HK$6,036/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$198,390/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,842
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$106,627
−HK$2,825/mo
Today · 4.125%
HK$109,452
baseline
▲ 0.50% · 4.625%
HK$115,222
+HK$5,770/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$218,904/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,518 · Scale 2, in force from 26 Feb 2026)