LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,858
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,471
−HK$1,639/mo
Today · 4.125%
HK$55,110
baseline
▲ 0.50% · 4.625%
HK$58,463
+HK$3,353/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,220/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,691
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,238
−HK$1,570/mo
Today · 4.125%
HK$60,808
baseline
▲ 0.50% · 4.625%
HK$64,013
+HK$3,205/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,616/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,229
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,165
−HK$1,966/mo
Today · 4.125%
HK$66,131
baseline
▲ 0.50% · 4.625%
HK$70,155
+HK$4,024/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,262/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,229
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,086
−HK$1,883/mo
Today · 4.125%
HK$72,969
baseline
▲ 0.50% · 4.625%
HK$76,816
+HK$3,847/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$145,938/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,601
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,859
−HK$2,294/mo
Today · 4.125%
HK$77,153
baseline
▲ 0.50% · 4.625%
HK$81,848
+HK$4,695/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,306/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,767
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,934
−HK$2,197/mo
Today · 4.125%
HK$85,131
baseline
▲ 0.50% · 4.625%
HK$89,618
+HK$4,487/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,262/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,344
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$96,247
−HK$2,950/mo
Today · 4.125%
HK$99,197
baseline
▲ 0.50% · 4.625%
HK$105,233
+HK$6,036/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$198,394/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,844
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$106,629
−HK$2,825/mo
Today · 4.125%
HK$109,454
baseline
▲ 0.50% · 4.625%
HK$115,224
+HK$5,770/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$218,908/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,535 · Scale 2, in force from 26 Feb 2026)