LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,860
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,473
−HK$1,639/mo
Today · 4.125%
HK$55,112
baseline
▲ 0.50% · 4.625%
HK$58,465
+HK$3,353/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,224/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,693
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,241
−HK$1,569/mo
Today · 4.125%
HK$60,810
baseline
▲ 0.50% · 4.625%
HK$64,016
+HK$3,206/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,620/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,232
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,167
−HK$1,967/mo
Today · 4.125%
HK$66,134
baseline
▲ 0.50% · 4.625%
HK$70,158
+HK$4,024/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,268/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,232
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,089
−HK$1,883/mo
Today · 4.125%
HK$72,972
baseline
▲ 0.50% · 4.625%
HK$76,819
+HK$3,847/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$145,944/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,604
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,862
−HK$2,294/mo
Today · 4.125%
HK$77,156
baseline
▲ 0.50% · 4.625%
HK$81,851
+HK$4,695/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,312/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,771
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,937
−HK$2,198/mo
Today · 4.125%
HK$85,135
baseline
▲ 0.50% · 4.625%
HK$89,622
+HK$4,487/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,270/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,347
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$96,251
−HK$2,950/mo
Today · 4.125%
HK$99,201
baseline
▲ 0.50% · 4.625%
HK$105,237
+HK$6,036/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$198,402/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,848
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$106,633
−HK$2,826/mo
Today · 4.125%
HK$109,459
baseline
▲ 0.50% · 4.625%
HK$115,228
+HK$5,769/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$218,918/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,574 · Scale 2, in force from 26 Feb 2026)