LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,861
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,474
−HK$1,639/mo
Today · 4.125%
HK$55,113
baseline
▲ 0.50% · 4.625%
HK$58,466
+HK$3,353/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,226/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,695
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,242
−HK$1,570/mo
Today · 4.125%
HK$60,812
baseline
▲ 0.50% · 4.625%
HK$64,017
+HK$3,205/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,624/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,233
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$64,169
−HK$1,967/mo
Today · 4.125%
HK$66,136
baseline
▲ 0.50% · 4.625%
HK$70,160
+HK$4,024/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,272/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,234
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,090
−HK$1,884/mo
Today · 4.125%
HK$72,974
baseline
▲ 0.50% · 4.625%
HK$76,821
+HK$3,847/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$145,948/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,605
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$74,864
−HK$2,294/mo
Today · 4.125%
HK$77,158
baseline
▲ 0.50% · 4.625%
HK$81,853
+HK$4,695/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,316/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,773
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$82,939
−HK$2,197/mo
Today · 4.125%
HK$85,136
baseline
▲ 0.50% · 4.625%
HK$89,624
+HK$4,488/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,272/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,350
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$96,253
−HK$2,950/mo
Today · 4.125%
HK$99,203
baseline
▲ 0.50% · 4.625%
HK$105,240
+HK$6,037/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$198,406/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,850
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$106,636
−HK$2,825/mo
Today · 4.125%
HK$109,461
baseline
▲ 0.50% · 4.625%
HK$115,231
+HK$5,770/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$218,922/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,596 · Scale 2, in force from 26 Feb 2026)