LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,862
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,476
−HK$1,639/mo
Today · 4.125%
HK$55,115
baseline
▲ 0.50% · 4.625%
HK$58,468
+HK$3,353/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,230/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,696
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,244
−HK$1,570/mo
Today · 4.125%
HK$60,814
baseline
▲ 0.50% · 4.625%
HK$64,019
+HK$3,205/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,628/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,235
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$64,171
−HK$1,967/mo
Today · 4.125%
HK$66,138
baseline
▲ 0.50% · 4.625%
HK$70,162
+HK$4,024/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,276/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,236
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,092
−HK$1,884/mo
Today · 4.125%
HK$72,976
baseline
▲ 0.50% · 4.625%
HK$76,823
+HK$3,847/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$145,952/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,607
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$74,866
−HK$2,294/mo
Today · 4.125%
HK$77,160
baseline
▲ 0.50% · 4.625%
HK$81,855
+HK$4,695/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,320/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,775
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,941
−HK$2,198/mo
Today · 4.125%
HK$85,139
baseline
▲ 0.50% · 4.625%
HK$89,627
+HK$4,488/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,278/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,352
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$96,256
−HK$2,950/mo
Today · 4.125%
HK$99,206
baseline
▲ 0.50% · 4.625%
HK$105,243
+HK$6,037/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$198,412/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,853
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$106,639
−HK$2,825/mo
Today · 4.125%
HK$109,464
baseline
▲ 0.50% · 4.625%
HK$115,234
+HK$5,770/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$218,928/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,624 · Scale 2, in force from 26 Feb 2026)