LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,864
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,477
−HK$1,639/mo
Today · 4.125%
HK$55,116
baseline
▲ 0.50% · 4.625%
HK$58,470
+HK$3,354/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,232/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,698
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,245
−HK$1,570/mo
Today · 4.125%
HK$60,815
baseline
▲ 0.50% · 4.625%
HK$64,021
+HK$3,206/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,630/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,237
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$64,172
−HK$1,967/mo
Today · 4.125%
HK$66,139
baseline
▲ 0.50% · 4.625%
HK$70,164
+HK$4,025/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,278/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,238
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$71,094
−HK$1,884/mo
Today · 4.125%
HK$72,978
baseline
▲ 0.50% · 4.625%
HK$76,825
+HK$3,847/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$145,956/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,609
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$74,868
−HK$2,295/mo
Today · 4.125%
HK$77,163
baseline
▲ 0.50% · 4.625%
HK$81,858
+HK$4,695/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,326/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,777
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,944
−HK$2,197/mo
Today · 4.125%
HK$85,141
baseline
▲ 0.50% · 4.625%
HK$89,629
+HK$4,488/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,282/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,355
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$96,259
−HK$2,950/mo
Today · 4.125%
HK$99,209
baseline
▲ 0.50% · 4.625%
HK$105,246
+HK$6,037/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$198,418/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,856
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$106,642
−HK$2,825/mo
Today · 4.125%
HK$109,467
baseline
▲ 0.50% · 4.625%
HK$115,237
+HK$5,770/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$218,934/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,651 · Scale 2, in force from 26 Feb 2026)