LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,864
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,478
−HK$1,639/mo
Today · 4.125%
HK$55,117
baseline
▲ 0.50% · 4.625%
HK$58,471
+HK$3,354/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,234/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,699
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,246
−HK$1,570/mo
Today · 4.125%
HK$60,816
baseline
▲ 0.50% · 4.625%
HK$64,022
+HK$3,206/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,632/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,237
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$64,173
−HK$1,967/mo
Today · 4.125%
HK$66,140
baseline
▲ 0.50% · 4.625%
HK$70,165
+HK$4,025/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,280/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,238
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,095
−HK$1,884/mo
Today · 4.125%
HK$72,979
baseline
▲ 0.50% · 4.625%
HK$76,826
+HK$3,847/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$145,958/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$966,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,610
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$74,869
−HK$2,295/mo
Today · 4.125%
HK$77,164
baseline
▲ 0.50% · 4.625%
HK$81,859
+HK$4,695/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,328/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,778
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,945
−HK$2,197/mo
Today · 4.125%
HK$85,142
baseline
▲ 0.50% · 4.625%
HK$89,630
+HK$4,488/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,284/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,356
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$96,260
−HK$2,950/mo
Today · 4.125%
HK$99,210
baseline
▲ 0.50% · 4.625%
HK$105,247
+HK$6,037/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$198,420/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,858
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$106,643
−HK$2,826/mo
Today · 4.125%
HK$109,469
baseline
▲ 0.50% · 4.625%
HK$115,239
+HK$5,770/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$218,938/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,663 · Scale 2, in force from 26 Feb 2026)