LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,870
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,483
−HK$1,640/mo
Today · 4.125%
HK$55,123
baseline
▲ 0.50% · 4.625%
HK$58,477
+HK$3,354/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,246/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,705
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,252
−HK$1,570/mo
Today · 4.125%
HK$60,822
baseline
▲ 0.50% · 4.625%
HK$64,028
+HK$3,206/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,644/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,244
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$64,180
−HK$1,967/mo
Today · 4.125%
HK$66,147
baseline
▲ 0.50% · 4.625%
HK$70,172
+HK$4,025/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,294/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,246
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,103
−HK$1,884/mo
Today · 4.125%
HK$72,987
baseline
▲ 0.50% · 4.625%
HK$76,834
+HK$3,847/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$145,974/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,618
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$74,877
−HK$2,295/mo
Today · 4.125%
HK$77,172
baseline
▲ 0.50% · 4.625%
HK$81,867
+HK$4,695/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,344/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,787
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,953
−HK$2,198/mo
Today · 4.125%
HK$85,151
baseline
▲ 0.50% · 4.625%
HK$89,640
+HK$4,489/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,302/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,366
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$96,270
−HK$2,951/mo
Today · 4.125%
HK$99,221
baseline
▲ 0.50% · 4.625%
HK$105,258
+HK$6,037/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$198,442/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,868
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$106,654
−HK$2,826/mo
Today · 4.125%
HK$109,480
baseline
▲ 0.50% · 4.625%
HK$115,251
+HK$5,771/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$218,960/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,763 · Scale 2, in force from 26 Feb 2026)