LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,871
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,485
−HK$1,639/mo
Today · 4.125%
HK$55,124
baseline
▲ 0.50% · 4.625%
HK$58,478
+HK$3,354/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,248/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,706
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,254
−HK$1,570/mo
Today · 4.125%
HK$60,824
baseline
▲ 0.50% · 4.625%
HK$64,030
+HK$3,206/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,648/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,245
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,181
−HK$1,968/mo
Today · 4.125%
HK$66,149
baseline
▲ 0.50% · 4.625%
HK$70,174
+HK$4,025/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,298/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,247
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,104
−HK$1,884/mo
Today · 4.125%
HK$72,988
baseline
▲ 0.50% · 4.625%
HK$76,836
+HK$3,848/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$145,976/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,619
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$74,878
−HK$2,295/mo
Today · 4.125%
HK$77,173
baseline
▲ 0.50% · 4.625%
HK$81,869
+HK$4,696/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,346/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,788
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$82,955
−HK$2,198/mo
Today · 4.125%
HK$85,153
baseline
▲ 0.50% · 4.625%
HK$89,642
+HK$4,489/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,306/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,368
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$96,272
−HK$2,951/mo
Today · 4.125%
HK$99,223
baseline
▲ 0.50% · 4.625%
HK$105,260
+HK$6,037/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$198,446/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,871
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$106,657
−HK$2,826/mo
Today · 4.125%
HK$109,483
baseline
▲ 0.50% · 4.625%
HK$115,254
+HK$5,771/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$218,966/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,786 · Scale 2, in force from 26 Feb 2026)