LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,873
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,486
−HK$1,639/mo
Today · 4.125%
HK$55,125
baseline
▲ 0.50% · 4.625%
HK$58,480
+HK$3,355/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,250/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,708
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,255
−HK$1,570/mo
Today · 4.125%
HK$60,825
baseline
▲ 0.50% · 4.625%
HK$64,032
+HK$3,207/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,650/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,247
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,183
−HK$1,968/mo
Today · 4.125%
HK$66,151
baseline
▲ 0.50% · 4.625%
HK$70,176
+HK$4,025/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,302/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,249
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,106
−HK$1,885/mo
Today · 4.125%
HK$72,991
baseline
▲ 0.50% · 4.625%
HK$76,838
+HK$3,847/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$145,982/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,622
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$74,881
−HK$2,295/mo
Today · 4.125%
HK$77,176
baseline
▲ 0.50% · 4.625%
HK$81,872
+HK$4,696/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,352/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,791
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$82,958
−HK$2,198/mo
Today · 4.125%
HK$85,156
baseline
▲ 0.50% · 4.625%
HK$89,644
+HK$4,488/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,312/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,371
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$96,275
−HK$2,951/mo
Today · 4.125%
HK$99,226
baseline
▲ 0.50% · 4.625%
HK$105,263
+HK$6,037/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$198,452/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,874
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$106,660
−HK$2,826/mo
Today · 4.125%
HK$109,486
baseline
▲ 0.50% · 4.625%
HK$115,257
+HK$5,771/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$218,972/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,815 · Scale 2, in force from 26 Feb 2026)