LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,874
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,488
−HK$1,639/mo
Today · 4.125%
HK$55,127
baseline
▲ 0.50% · 4.625%
HK$58,482
+HK$3,355/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,254/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,710
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,257
−HK$1,570/mo
Today · 4.125%
HK$60,827
baseline
▲ 0.50% · 4.625%
HK$64,034
+HK$3,207/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,654/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,249
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,185
−HK$1,968/mo
Today · 4.125%
HK$66,153
baseline
▲ 0.50% · 4.625%
HK$70,178
+HK$4,025/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,306/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,252
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,109
−HK$1,884/mo
Today · 4.125%
HK$72,993
baseline
▲ 0.50% · 4.625%
HK$76,841
+HK$3,848/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$145,986/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,624
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$74,883
−HK$2,295/mo
Today · 4.125%
HK$77,178
baseline
▲ 0.50% · 4.625%
HK$81,874
+HK$4,696/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,356/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,793
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$82,960
−HK$2,198/mo
Today · 4.125%
HK$85,158
baseline
▲ 0.50% · 4.625%
HK$89,647
+HK$4,489/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,316/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,374
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$96,278
−HK$2,951/mo
Today · 4.125%
HK$99,229
baseline
▲ 0.50% · 4.625%
HK$105,267
+HK$6,038/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$198,458/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,877
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$106,663
−HK$2,826/mo
Today · 4.125%
HK$109,489
baseline
▲ 0.50% · 4.625%
HK$115,261
+HK$5,772/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$218,978/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,846 · Scale 2, in force from 26 Feb 2026)