LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,875
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,489
−HK$1,639/mo
Today · 4.125%
HK$55,128
baseline
▲ 0.50% · 4.625%
HK$58,483
+HK$3,355/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$110,256/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,711
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,258
−HK$1,571/mo
Today · 4.125%
HK$60,829
baseline
▲ 0.50% · 4.625%
HK$64,035
+HK$3,206/mo
Deposit HK$11.37M · loan HK$11.37M · min. income ≈ HK$121,658/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,250
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,187
−HK$1,967/mo
Today · 4.125%
HK$66,154
baseline
▲ 0.50% · 4.625%
HK$70,179
+HK$4,025/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,308/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,253
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$71,110
−HK$1,884/mo
Today · 4.125%
HK$72,994
baseline
▲ 0.50% · 4.625%
HK$76,842
+HK$3,848/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$145,988/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,625
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$74,884
−HK$2,295/mo
Today · 4.125%
HK$77,179
baseline
▲ 0.50% · 4.625%
HK$81,876
+HK$4,697/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$154,358/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,795
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$82,962
−HK$2,198/mo
Today · 4.125%
HK$85,160
baseline
▲ 0.50% · 4.625%
HK$89,649
+HK$4,489/mo
Deposit HK$6.82M · loan HK$15.92M · min. income ≈ HK$170,320/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,375
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$96,280
−HK$2,951/mo
Today · 4.125%
HK$99,231
baseline
▲ 0.50% · 4.625%
HK$105,269
+HK$6,038/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$198,462/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,879
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$106,665
−HK$2,826/mo
Today · 4.125%
HK$109,491
baseline
▲ 0.50% · 4.625%
HK$115,263
+HK$5,772/mo
Deposit HK$2.27M · loan HK$20.47M · min. income ≈ HK$218,982/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,863 · Scale 2, in force from 26 Feb 2026)