LTV · monthly repayment
▼ 0.50% · 3.625%
HK$51,880
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,494
−HK$1,640/mo
Today · 4.125%
HK$55,134
baseline
▲ 0.50% · 4.625%
HK$58,488
+HK$3,354/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$110,268/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,716
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,264
−HK$1,571/mo
Today · 4.125%
HK$60,835
baseline
▲ 0.50% · 4.625%
HK$64,041
+HK$3,206/mo
Deposit HK$11.38M · loan HK$11.38M · min. income ≈ HK$121,670/mo (50% DSR)
Upfront cash ≈ HK$12.34M (deposit + AVD stamp duty HK$966,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,256
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$64,193
−HK$1,967/mo
Today · 4.125%
HK$66,160
baseline
▲ 0.50% · 4.625%
HK$70,186
+HK$4,026/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$132,320/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,260
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$71,117
−HK$1,885/mo
Today · 4.125%
HK$73,002
baseline
▲ 0.50% · 4.625%
HK$76,850
+HK$3,848/mo
Deposit HK$9.10M · loan HK$13.65M · min. income ≈ HK$146,004/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$966,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,633
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$74,892
−HK$2,295/mo
Today · 4.125%
HK$77,187
baseline
▲ 0.50% · 4.625%
HK$81,884
+HK$4,697/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$154,374/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,803
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$82,970
−HK$2,198/mo
Today · 4.125%
HK$85,168
baseline
▲ 0.50% · 4.625%
HK$89,658
+HK$4,490/mo
Deposit HK$6.83M · loan HK$15.93M · min. income ≈ HK$170,336/mo (50% DSR)
Upfront cash ≈ HK$7.79M (deposit + AVD stamp duty HK$966,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,385
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$96,289
−HK$2,952/mo
Today · 4.125%
HK$99,241
baseline
▲ 0.50% · 4.625%
HK$105,279
+HK$6,038/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$198,482/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,889
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$106,676
−HK$2,826/mo
Today · 4.125%
HK$109,502
baseline
▲ 0.50% · 4.625%
HK$115,274
+HK$5,772/mo
Deposit HK$2.28M · loan HK$20.48M · min. income ≈ HK$219,004/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$966,960 · Scale 2, in force from 26 Feb 2026)